Far North Queensland's
Trusted Insurance Brokers
Since 2020
Welcome to Reef Insurance Brokers, your local insurance experts serving Cairns, the Atherton Tablelands, and throughout Far North Queensland. Since 2020, our experienced team has helped hundreds of businesses and property owners across North Queensland find cost-effective, comprehensive insurance solutions tailored to the unique challenges of tropical living.

We are skilled insurance brokers based in Atherton, and we understand the specific insurance needs of FNQ residents and businesses. From cyclone-prone coastal properties to rural farmland on the Tablelands, from tourism operators in Port Douglas to retail businesses in Cairns CBD, we provide expert insurance advice backed by genuine local knowledge.
Why Choose Reef Insurance Brokers?
Local Expertise, Regional Focus
Operating throughout Far North Queensland means we understand your unique risks. Cyclones, floods, wet season challenges, and tropical weather patterns aren't just statistics to us—they're part of our daily reality. We specialise in protecting what matters most to North Queensland residents and business owners.
Experienced Broker Advantage
As certified insurance professionals, we compare policies from multiple insurers to find the best coverage at competitive prices. We're committed to your interests, not insurance company profits.
Comprehensive Insurance Solutions
Whether you need commercial insurance for your Cairns based business, rural insurance for your Tablelands property, or home and contents insurance for your residence, Reef Insurance Brokers provides complete insurance solutions across all sectors.
Insurance Services Across
Far North Queensland
Commercial Insurance
Protect your business with tailored commercial insurance packages including public liability, professional indemnity, business interruption, and commercial property insurance. We serve businesses throughout Cairns, Port Douglas, Mareeba, Innisfail, and across the greater FNQ region.
Rural & Farm Insurance
Specialised rural insurance for agricultural properties, livestock, farm equipment, and rural lifestyle blocks across the Atherton Tablelands, Mareeba, Malanda, and surrounding areas.
Residential insurance
Comprehensive home and contents insurance designed for FNQ properties, with coverage for cyclone damage, flood risk, and tropical weather events.
Strata & Body Corporate Insurance
Expert insurance solutions for apartment complexes, townhouses, and community title properties in Cairns, Atherton Tableland and surrounding areas.
Servicing All of Far North Queensland
Our insurance brokers proudly serve clients throughout the entire Far North Queensland region, including:
- Atherton Tablelands - Atherton, Mareeba, Kuranda, Malanda, Millaa Millaa, including Southern & Western Tablelands areas.

- Rural Districts - Dimbulah, Mt Molloy, Ravenshoe & Herberton.
- Cairns & Gordonvale - CBD, Northern Beaches & Southern Suburbs.
- Coastal Areas - Port Douglas, Palm Cove, Trinity Beach & Mission Beach.

- Cassowary Coast - Innisfail, Tully & Cardwell.
No matter where you're located in North Queensland, Reef Insurance Brokers brings professional insurance services to your doorstep.
Our Commitment to You
At Reef Insurance Brokers, we operate on five core principles that guide everything we do:
Trust
Your insurance needs are handled with complete confidentiality and integrity
Excellence
We strive for the highest standards in insurance broking services
Accountability
We take responsibility for finding you the right coverage
Partnership
We build long-term relationships with our clients
Value
We deliver cost-effective insurance solutions without compromising coverage
Get Your
Insurance Quote Today
Don't leave your business, property, or livelihood unprotected. Contact Reef Insurance Brokers today for a comprehensive insurance review and competitive quote.
